第14部分

請關閉瀏覽器的閱讀/暢讀/小說模式並且關閉廣告遮蔽過濾功能，避免出現內容無法顯示或者段落錯亂。

oyee。　The　best　thing　about　money　is　that　it　works　24　hours　a　day　and　can　work　for　generations。 Keep　your　daytime　job；　be　a　great　hard…working　employee；　but　keep　building　that　asset　column。

As　your　cash　flow　grows；　you　can　buy　some　luxuries。　An　important　distinction　is　that　rich　people　buy　luxuries　last；　while　the　poor　and　middle　class　tend　to　buy　luxuries　first。　The　poor　and　the　middle　class　often　buy　luxury　items　such　as　big　houses；　diamonds；　furs；　jewelry　or　boats　because　they　want　to　look　rich。　They　look　rich；　but　in　reality　they　just　get　deeper　in　debt　on　credit。　The　old…money　people；　the　long…term　rich；　built　their　asset　column　first。 Then；　the　ine　generated　from　the　asset　column　bought　their　luxuries。　The　poor　and　middle　class　buy　luxuries　with　their　own　sweat；　blood　and　children's　inheritance。

A　true　luxury　is　a　reward　for　investing　in　and　developing　a　real　asset。　For　example；　when　my　wife　and　I　had　extra　money　ing　from　our　apartment　houses；　she　went　out　and　bought　her　Mercedes。　It　did　not　take　any　extra　work　or　risk　on　her　part　because　the　apartment　house　bought　the　car。 She　did；　however；　have　to　wait　for　it　for　four　years　while　the　real　estate　investment　portfolio　grew　and　finally　began　throwing　off　enough　extra　cash　flow　to　pay　for　the　car。 But　the　luxury；　the　Mercedes；　was　a　true　reward　because　she　had　proved　she　knew　how　to　grow　her　asset　column。　That　car　now　means　a　lot　more　to　her　than　simply　another　pretty　car。 It　means　she　used　her　financial　intelligence　to　afford　it。

What　most　people　do　is　they　impulsively　go　out　and　buy　a　new　car；　or　some　other　luxury；　on　credit。　They　may　feel　bored　and　just　want　a　new　toy。 Buying　a　luxury　on　credit　often　causes　a　person　to　sooner　or　later　actually　resent　that　luxury　because　the　debt　on　the　l